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Use Cases

1-Rate provides a comprehensive set of services for credit card processing and financial transactions. We guarantee the best rates and maximum security and reliability, no matter the type of business. Our services will enhance your financial performance.

Restaurants

As a restaurant operator, there's always something to consider. 1-Rate understands the pressing concerns of restaurant owners and is dedicated to delivering the most dependable payment processing to your establishment. Our team has extensive experience in the restaurant industry and realizes the significance of secure and trustworthy transactions. Benefit from the numerous services offered by 1-Rate to improve your restaurant today.

Retail

As a business proprietor, big or small, you recognize that a merchant services provider is crucial for a successful operation. Partnering with 1-Rate ensures savings compared to your current provider, with no long-term commitments or extra charges. Our top priority is serving your business with the highest standard of service while valuing our partnerships with local business owners.

Government

Government entities have stringent regulations that must be followed, especially when it comes to payments processing. 1-Rate handles all the details of regulations and procedures required for effective management of claims and billing, allowing you to concentrate on serving your core program areas. With 1-Rate, you can build a solid foundation for your business and payment needs, freeing up resources to better serve your community.

Education

1-Rate provides a secure and convenient payment management system for educational institutions. Our tools, such as checkout payments and API integrations, give access to all essential online payment gateways, making it easier to manage payments for each student. Our goal is to simplify payment processes, freeing up resources to focus on education and student needs.

Easy to start

All it takes is a brief conversation with one of our professionals who will guide through the rest of the set up process

No hidden fees

We believe everything has to be transparent and fair

It's 100% compliant

Chosen solution for over 50,000 restaurants and bars across the country

Accept Credit Cards

Without the Fees - It's That Simple!

Feel Good About Your Payments

Accept all major credit cards with no additional processing fees. The 1-Rate Program works by passing on the cost of acceptance back to customers who decide to pay with credit or debit cards, cash prices remain the same.

No Processing Fees
Reward Customers
Cost of Acceptance
Fully Compliant with all Regulations
What is the 1-Rate Program?

1-Rate Program is a Cash Discount program that passes on the card processing costs to your customers. It’s a growing method of Payments Acceptance among merchants in the US who are looking to maximize their savings,

Offset all credit card processing cost and get unlimited processing for only $49/month. Next Day Funding with an 11PM cutoff. Preconfigured terminals for easy processing, Online Reporting and mobile processing.

Benefits of 1-Rate Processing

Increased Profits

Increase your profit margins by eliminating all credit card processing fees

Fully Compliant

1-rate will make sure that you are adopting all rules and regulations associated with Cash Discount programs

Operating Simplicity

Make payment processing easier and focus on key elements of your business

Customer Service

We're always at the ready to attend to your every business need

1-Rate Card Acceptance Pricing

Sell $100 on a credit card, receive $100 in your account

You Pay

0%

Your Customer's Fee

3.5%

Interchange Fee
Transaction Fee
Authorization Fee
Statement Fee
Monthly Minimum
Online Access Fee
Other Junk Fees
2%-4% of Gross
$0.05-$0.25
$0.05-$0.25
$5-$10/mo
$25-$50/mo
$3-$15/mo
$1-$199/mo
0%
0%
0%
0%
0%
$0/mo
$0/mo
Traditional
Processing

1-Rate Processing Will Once & for All Eliminate All Processing Fees

With 1-Rate processing plan you'll never have to worry about processing fees. Our program allows you to process unlimited amount of cards for only $49/month. Thousands of merchants are already using 1-Rate and more are signing on every day.

Comprehensive array of equipment for any business

Find the right type of payment solution for your business - government education, gas station or retailers.

SkyTab

For businesses that need to manage a larger inventory of items and deal with complicated customer flow.

- Full Service Restaurants/Bars
- Retail

Standalone Terminals

Sophisticated merchant services in a compact standalone countertop device

- Retailers
- Grocery Stores
- Quick Service Restaurants
- Free Rental

Clover POS Family

A modern and sleek POS system that can fit any type of business

- Retailers
- Appointments & Services
- Quick-Service Restaurants
- Bars

Compliance

1-Rate provides processing in 48 states, excluding CT, MA, and PR, which prohibit surcharging programs. ME and NY have additional disclosure requirements, but as long as they are followed, the program is permitted. We handle all the details to ensure compliance with Cash Discount program regulations, giving you peace of mind that this legal program is allowed, as outlined in your Merchant Agreement.

* Cash Discount is legal in all states
* Surcharge is legal in 48 states only
* Connecticut (CT) and Massachusetts (MA) strictly prohibit Surcharge Programs
* New York (NY) and Maine (ME) require additional disclosures

1-Rate Processing Will Once & for All Eliminate All Processing Fees

With 1-Rate processing plan you'll never have to worry about processing fees. Our program allows you to process unlimited amount of cards for only $49/month. Thousands of merchants are already using 1-Rate and more are signing on every day.

Start Now

Restaurants

As a restaurant operator, there's always something to consider. 1-Rate understands the pressing concerns of restaurant owners and is dedicated to delivering the most dependable payment processing to your establishment. Our team has extensive experience in the restaurant industry and realizes the significance of secure and trustworthy transactions. Benefit from the numerous services offered by 1-Rate to improve your restaurant today.

Retail

As a business proprietor, big or small, you recognize that a merchant services provider is crucial for a successful operation. Partnering with 1-Rate ensures savings compared to your current provider, with no long-term commitments or extra charges. Our top priority is serving your business with the highest standard of service while valuing our partnerships with local business owners.

Government

Government entities have stringent regulations that must be followed, especially when it comes to payments processing. 1-Rate handles all the details of regulations and procedures required for effective management of claims and billing, allowing you to concentrate on serving your core program areas. With 1-Rate, you can build a solid foundation for your business and payment needs, freeing up resources to better serve your community.

Education

1-Rate provides a secure and convenient payment management system for educational institutions. Our tools, such as checkout payments and API integrations, give access to all essential online payment gateways, making it easier to manage payments for each student. Our goal is to simplify payment processes, freeing up resources to focus on education and student needs.

Use Cases

1-Rate provides a comprehensive set of services for credit card processing and financial transactions. We guarantee the best rates and maximum security and reliability, no matter the type of business. Our services will enhance your financial performance.

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